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I have recommended them to everyone I know even though I also use affirm, quadpay, and after pay. Let me start off by saying I love Klarna or used to. I will always always only use klarna from now on. I do wish that Klarna gave you the option to pay nothing upfront and make your first payment two weeks afterwards like afterpay however I will never use Afterpay again. I cannot begin to explain how grateful I am for that. During that time I also missed a payment with Klarna and after I explain the same situation to them they were very understanding and gave me an additional 48 hours to make my payment with no penalties. I did pay it the very next day and I have never missed a payment in my life and I tried explaining the situation to them however they did not care and they brought my spending credit down to zero because of that. So my bank put a 24 hour hold on my credit card and one of my payments with afterpay did not go through. However I had to go out of town recently and my bank thought the charges on my card were fraud. I was using Afterpay for everything for a very long time because since I built an amazing history with them paying on time they gave me the option to pay nothing upfront and my spending credit was over 2,000. CA resident loans made or arranged pursuant to a California Financing Law license. Get round-the-clock service whenever you need it using our chat right in the Klarna app. When you buy something through the Klarna app, you'll see your purchase just seconds after you place your order.Ģ4/7 CUSTOMER SERVICE. And you can even make early payments or extend your due date. When you shop with Klarna, you get a complete overview of all your purchases and finances. We’ll pause your purchase so you don’t have to pay in the meantime.

Need to send something back? Report a return right in the app.

And, you'll also gain access to even more exclusive deals and offers! The more you shop and pay later in 4 installments with Klarna and pay back on time, the more purchasing power you unlock which allows you to spend more. It doesn’t matter if you love fashion, beauty, tech, or whatever – we’ve got something for you. In Klarna’s Inspiration feed, you’ll find carefully curated suggestions for deals, product collections, complete looks, and editorials tailored to your shopping. You can also share your Collections with family and friends. That way, when the price drops you will know. Each time you save an item, an automatic price drop alert is set.

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Save items in Collections and never pay full price again. So go ahead and follow that truck, from purchase to pick up in the Klarna app. Get live updates with delivery times, pickup codes, and even photos of a pickup point to help guide the way.

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Sign up for free in the Klarna app and unlock a $5 welcome reward after just 1 complete payment. Join Klarna’s rewards club and get rewarded for all your shopping. And check back in tomorrow – we add new shopping offers all the time. Find a deal you like, claim it with a simple tap. Shop and save money with exclusive deals and discounts from all over the world, right in the Klarna app. So you can get what you love today and pay later. And it works just as easily in-store, with Apple Pay. When you shop in the Klarna app, you can split the cost of your purchase from any online store into 4 smaller, interest-free payments.

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